Affordably finance your next vehicle
With multiple loan options to give you low monthly payments and flexible terms, buying a new or used vehicle is more possible than ever.
Affordable payments
You can choose among several auto loans in Wisconsin with different term and rate options so you can select the payment plan that fits your budget.
Easy application
Thanks to our quick and easy online car loan application, you can apply when and where it is most convenient for you.
Fast approval
Never miss an opportunity to buy your dream vehicle. Heartland's quick application review and approval process helps you complete your purchase sooner.
Guaranteed Asset Protection (GAP)
You can add GAP insurance to protect you financially in the instance of a vehicle theft or major accident. We offer a lower cost than what is offered at dealers or other financial institutions.
Mechanical Repair Coverage (MRC)
You can add affordable MRC coverage to help offset the costs of mechanical breakdown repairs. You'll likely pay less than what other places charge for the same protection.
Rate comparison
Based in Madison, WI, DataTrac helps you compare the best rates available for new or used vehicle loans helping you save time and money during the shopping process.
Rates as low as 3.00% APR*
Monthly Payment
Lower your monthly payments
We can help you love your car even more with our refinance options. If you financed your car through a bank or other financial institution, you may have a high interest rate or limited terms. You can refinance your current loan with us and enjoy low, fixed rates, terms up to 84 months, and a maximum loan to value of 120% of the Kelley Blue Book price.
Get access to the equity in your car
Sometimes cash is tight and you need help paying off a loan, paying for a home project, funding a vacation, and more. With a Cash Out - Title Loan, you can access the equity in your car to make needed payments. With low, fixed rates and terms up to 72 months, you can get the funds you need right away.
Testimonial Content lorem ipsum dolor sit amet consectetur adipisicing elit. Ullam vero aliquam, natus quae architecto hic quod!
-
1
Apply online
Fill out our online application in a matter of minutes.
-
2
Get approved
We quickly review your application.
-
3
Use funds
You use the loan to purchase the car you need.
-
FAQ Content lorem ipsum dolor sit amet consectetur adipisicing elit. Ullam vero aliquam, natus quae architecto hic quod!
-
FAQ Content lorem ipsum dolor sit amet consectetur adipisicing elit. Ullam vero aliquam, natus quae architecto hic quod!
-
FAQ Content lorem ipsum dolor sit amet consectetur adipisicing elit. Ullam vero aliquam, natus quae architecto hic quod!
Make purchasing a car more affordable
Get an auto loan with us and have more say in how much you pay each month for your car.
-
*APR = Annual Percentage Rate
Rates
Example rates
|
36 months |
3.50% |
|
48 months |
3.75% |
|
60 months |
4.00% |
|
72 months |
4.25% |
Rates effective as of: September 19, 2024
APR = Annual Percentage Rate
All features
Low, fixed interest rates
Whether you are purchasing or refinancing your vehicle, you can have a low, fixed rate for the lifetime of your loan.
Flexible terms
Our auto loans have terms up to 84 months, giving you greater flexibility with how much you can pay back each month.
AutoSmart
With AutoSmart, you can search for and compare different cars , view Kelley Blue Book values, and locate local dealerships that offer financing with us.
Cash Out - Title Loan
You can access the equity in your vehicle to pay off qualifying loans, pay for projects, and more.
Refinance loan
Choose Mocse to help lower your monthly payments by refinancing your current auto loan with us.
Up to 120% MSRP
You can finance up to 120% MSRP of your vehicle with a loan from us, helping you get into the vehicle you want sooner.
New or used vehicles
We offer the ability to finance both new and used vehicles, so you can better choose the car that fits your lifestyle.
Test Modal
Modal Content
Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.
| Column Title | Column Title | Column Title |
|---|---|---|
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
Rates effective as of: September 19, 2024
{Optional: Insert table disclosure information}
Open Account
Leaving Our Website
You are leaving our website and linking to an alternative website not operated by us. We do not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.