Take advantage of low rates and flexible terms
At Mocse Federal Credit Union, you can finance a new or used vehicle even more affordably thanks to our competitive, fixed rates and flexible terms so you can pay at the right pace.
Low, fixed interest rates
Whether you are purchasing or refinancing your vehicle, you can have a low, fixed rate for the lifetime of your loan.
Flexible terms
Our auto loans have terms up to 84 months, giving you greater flexibility with how much you can pay back each month.
AutoSmart
With AutoSmart, you can search for and compare different cars , view Kelley Blue Book values, and locate local dealerships that offer financing with us.
Cash Out - Title Loan
You can access the equity in your vehicle to pay off qualifying loans, pay for projects, and more.
Refinance loan
Choose Mocse to help lower your monthly payments by refinancing your current auto loan with us.
Up to 120% MSRP
You can finance up to 120% MSRP of your vehicle with a loan from us, helping you get into the vehicle you want sooner.
Rates
View ratesEstimate your monthly payment
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Monthly Payment
Refinance loan
Lower your monthly payments
We can help you love your car even more with our refinance options. If you financed your car through a bank or other financial institution, you may have a high interest rate or limited terms. You can refinance your current loan with us and enjoy low, fixed rates, terms up to 84 months, and a maximum loan to value of 120% of the Kelley Blue Book price.
Cash Out - Title Loan
Afford more with your car's equity
Sometimes cash is tight and you need help paying off a loan, paying for a home project, funding a vacation, and more. With a Cash Out - Title Loan, you can access the equity in your car to make needed payments. With low, fixed rates and terms up to 72 months, you can get the funds you need right away.
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Complete an application
Fill out our online application in a matter of minutes.
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2
Get approved
We will review your application and quickly notify you if you are approved.
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3
Use funds
Once your application is approved, you can use the loan to purchase the car you need, then make monthly payments through online banking.
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Make purchasing a car more affordable
Have more say in how much you pay each month for your car by choosing an auto loan with Mocse Federal Credit Union.
Rates
Example rates
|
36 months |
3.50% |
|
48 months |
3.75% |
|
60 months |
4.00% |
|
72 months |
4.25% |
Rates effective as of: November 9, 2024
APR = Annual Percentage Rate
All features
Low, fixed interest rates
Whether you are purchasing or refinancing your vehicle, you can have a low, fixed rate for the lifetime of your loan.
Flexible terms
Our auto loans have terms up to 84 months, giving you greater flexibility with how much you can pay back each month.
AutoSmart
With AutoSmart, you can search for and compare different cars , view Kelley Blue Book values, and locate local dealerships that offer financing with us.
Cash Out - Title Loan
You can access the equity in your vehicle to pay off qualifying loans, pay for projects, and more.
Refinance loan
Choose Mocse to help lower your monthly payments by refinancing your current auto loan with us.
Up to 120% MSRP
You can finance up to 120% MSRP of your vehicle with a loan from us, helping you get into the vehicle you want sooner.
New or used vehicles
We offer the ability to finance both new and used vehicles, so you can better choose the car that fits your lifestyle.
Test Modal
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Rates effective as of: November 9, 2024
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