Affordably finance your next vehicle
With multiple loan options to give you low monthly payments and flexible terms, buying a new or used vehicle is more possible than ever.
Affordable payments
You can choose among several auto loans in Wisconsin with different term and rate options so you can select the payment plan that fits your budget.
Easy application
Thanks to our quick and easy online car loan application, you can apply when and where it is most convenient for you.
Fast approval
Never miss an opportunity to buy your dream vehicle. Heartland's quick application review and approval process helps you complete your purchase sooner.
Guaranteed Asset Protection (GAP)
You can add GAP insurance to protect you financially in the instance of a vehicle theft or major accident. We offer a lower cost than what is offered at dealers or other financial institutions.
Mechanical Repair Coverage (MRC)
You can add affordable MRC coverage to help offset the costs of mechanical breakdown repairs. You'll likely pay less than what other places charge for the same protection.
Rate comparison
Based in Madison, WI, DataTrac helps you compare the best rates available for new or used vehicle loans helping you save time and money during the shopping process.
Have a question?
Come meet our amazing team. As a trusted credit union in the area, we can help you find personal loans in Wisconsin, including holiday loans, that match your needs.
Save more of your hard-earned money
We work hard to offer lower rates and longer terms so you have a more affordable monthly payment, making the car-buying experience more budget-friendly.
My husband moved his autoloan to Heartland because I have been going here for years and everyone is so friendly and helpful in any situation
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1
Complete an application
Apply online or in-person at any branch location for the loan amount you want for your vehicle purchase.
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2
Get approved
We will review your application and quickly inform you of your approval status.
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3
Purchase your vehicle
Once approved, use your loan funds to purchase a new or used vehicle, and then manage your loan payments directly through digital banking.
Get approved and start shopping for a car today
With our easy application process and competitive rates, flexible terms, protection options, and experienced team, you can be driving a newly purchased vehicle in no time.
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You can add affordable coverage to help off-set the costs of mechanical breakdown repairs. You’ll likely pay less than what other places charge for the same protection.
Rates
36 months |
3.50% |
48 months |
3.75% |
60 months |
4.00% |
72 months |
4.25% |
Rates effective as of: January 17, 2025
APR = Annual Percentage Rate
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Rates effective as of: January 17, 2025
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